Your Cash. Your Keys.
Your Right.
Bitcoin ATMs serve 24.6 million unbanked Americans. Some states want to ban them. Stop the war on self-custody! Tell your representatives: protect financial inclusion, don't destroy it.
The Data
The Real Fraud Chain
The narrative that Bitcoin ATMs are a fraud epicenter doesn't survive contact with the data. The numbers tell a different story entirely.
of Bitcoin ATM transactions are legitimate
TRM Labs, 2024
of internet crime losses from Bitcoin ATM fraud
FBI IC3, 2024
Check fraud exceeds BTM fraud: $26.6B vs $246.7M
FBI IC3, FinCEN
Fraud loss comparison
Banning Bitcoin ATMs addresses 1.5% of internet crime losses while removing financial access for millions.
The Evidence
What Happens When You Ban Them
Indiana Case Study
House Enrolled Act 1116
903 Bitcoin ATMs removed from service statewide.
Scam infrastructure — spoofed phone calls, fake social media ads — remained completely intact.
Fraud did not decrease. Victims were redirected to wire transfers, gift cards, and cash mail.
Less-regulated channels have no live human intervention to warn or stop victims.
The fraud migrates.
The scam call comes from a spoofed number. The fake ad runs on a social media platform. The fraudulent tech-support popup appears in a browser. None of this stops because a Bitcoin ATM disappears. Victims simply send money through channels with fewer safeguards.
The financial inclusion disappears permanently.
For the 24.6 million unbanked households who use Bitcoin ATMs as their primary on-ramp to digital finance, there is no alternative. No bank branch is moving into their neighborhood. No fintech app works without a bank account. The access is gone.
The Solution
There's a Better Way
You can have world-class consumer protection without destroying financial inclusion. Other countries have already proven it.
Australia's $50M Framework
The Scams Prevention Framework Act imposes up to $50 million fines on banks, telecoms, and social media platforms that fail to prevent scams. It targets the pipes through which fraud flows — not the endpoints where victims transact.
- Telecoms must block spoofed numbers
- Platforms must detect and remove scam ads
- Banks must detect anomalous transfers
- Financial access preserved for consumers
Byte Federal's 5-Layer Defense
We don't wait for legislation. Our multi-layered fraud prevention system achieves an 84% elder fraud prevention rate — proof that the industry can self-regulate effectively.
50-State Tracker
What's Happening in Your State
As of April 2026, at least 18 states plus the federal government have introduced or enacted crypto kiosk legislation. Three jurisdictions have moved to ban kiosks outright.
| State | Bill | New Cust. Cap | Exist. Cust. Cap | Hold | Licensing | Fee Cap | Status |
|---|---|---|---|---|---|---|---|
| IL | SB2319 | $2,500/day | $10,500/day | None | Reg + bond | 18% or $5 | Enacted 8/18/25 |
| IA | SF449 | $1,000/day | $1,000/day | None | Money transmitter | 15% or $5 | Enacted 5/19/25 |
| ME | LD1339 | $1,000/day | $1,000/day | None | Money transmitter | $5 or 3% | Enacted 6/12/25 |
| OK | SB1083 | $1,000/day | $1,000/day | None | Money transmitter | 15% | Enacted 11/1/25 |
| ND | HB1447 | $2,000/day | $2,000/day | None | Money transmitter | None | Enacted 4/10/25 |
| LA | HB483 | $3,000/day | $3,000/day | 72 hrs | VC Business Act | None | Enacted 6/20/25 |
| IN | HB1116 | BAN | BAN | BAN | BAN | BAN | Enacted 3/9/26 |
| WY | HB75 | $2,000/day (3 days) | None | 48 hrs | Money transmitter | None | Signed 3/6/26 |
| SD | SB98 | $1,000/day | $1,000/day | None | Registration | 25% | Signed 3/11/26 |
| WV | HB5353 | $1,000/day | $10,000/day | 72 hrs | Money transmitter | None | Signed 4/1/26 |
| AL | HB303 | $1,000/day | $1,000/day | None | Not specified | None | To Gov 4/1/26 |
| FL | H0505 | $500/day | $1,000/day | None | Registration | None | Enrolled 3/12/26 |
| WI | AB968 | $500/day | $500/day | None | Licensing | 3% or $5 | To Gov 4/2/26 |
| ID | S1359 | $2,000/24hrs | Not specified | 72 hrs | Money transmitter | None | To Gov 4/1/26 |
| NH | SB482 v6 | $3,000/txn | NONE | 72 hrs | NONE | NONE | House Committee |
| OH | HB648 | $2,500/24hrs | $10,500/24hrs | 72 hrs | Money transmitter | None | In Committee |
| KS | HB2515 | Not specified | Not specified | 72 hrs | Not specified | None | Passed House |
| NJ | S2141 | BAN | BAN | BAN | BAN | BAN | Introduced |
| MN | HF3642 | BAN | BAN | BAN | BAN | BAN | Introduced |
| US | S.710 | $2K/day; $10K/14d | Not specified | None | Reg w/ Treasury | None | In Committee |
Source: 50-state legislative research, LegiScan API, state legislature websites. Data current as of April 8, 2026.
NH (SB482 v6) is the least restrictive regulatory approach in the nation — no daily cap, no licensing, no fee cap, no mandatory refund.
Take Action Now
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Share the evidence with someone you know →Further Reading
The Research Behind This Campaign
Fraud Prevention: Stopping Fraud at Every Layer
Our comprehensive breakdown of the fraud chain and multi-layer defense strategy.
Is Your Bitcoin ATM Safe?
What to look for, what to avoid, and how to use Bitcoin ATMs with confidence.
Who Really Uses Bitcoin ATMs?
The demographics and communities that depend on Bitcoin ATMs for financial access.
Bitcoin ATM Fees & Limits Explained
How fees work, what limits exist, and why they matter for consumer protection.
Australia's $50 Million Precedent
How Australia's whole-of-ecosystem approach targets fraud at the source.
Bearer Instruments: From Gold Coins to Bitcoin ATMs
Why cash-to-self-custody is a fundamental property right with thousands of years of precedent.
Byte Federal operates 1,350+ Bitcoin ATMs across 42 states.
See How Cash-to-Crypto Works